Dividend income goal calculator: capital needed by target

See the lump sum and years-from-zero needed to reach 14 monthly dividend income targets, computed by the calculator's own model.

Editorial review required before launchBuild edition: September 2026Sources and limits below

14 monthly dividend income targets, each with the lump sum needed today at a 3.5% yield after a 15% dividend tax, and the years to reach it from $0 while contributing $1,000/month.

Dividend income goals with required capital
Monthly income goalLump sum needed todayYears to reach from $0
$250$100,8407
$500$201,68110
$750$302,52113
$1,000$403,36115
$1,250$504,20217
$1,500$605,04219
$2,000$806,72321
$2,500$1,008,40323
$3,000$1,210,08425
$4,000$1,613,44527
$5,000$2,016,80729
$7,500$3,025,21033
$10,000$4,033,61336
$15,000$6,050,42039

Machine-readable: income-goals.json.

Assumptions

3.5% starting yield, 15% dividend tax, 5% annual dividend growth, 3% annual price growth, $1,000/month contribution, dividends reinvested. Change any of these in the calculator.

Put the explanation to work.

Change the assumptions, compare the results, and export the numbers without creating an account.

Open DividendPathCalc

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